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What is Other Structures Coverage? Understanding Coverage B in Homeowners Insurance
When homeowners review their insurance policy, they often focus on coverage for the house itself. But many properties include more than just the main dwelling. Detached garages, fences, sheds, and other structures can also be damaged...
Read MoreWhat Is a Hurricane Deductible?
Most homeowner policies in Florida have a separate deductible for windstorm losses. Here’s what you need to know. . . .
Read MoreOptional Coverages Are Worth a Second Look
Most insurance policies come with a solid foundation of coverage, but optional coverages are designed to fill common gaps in standard coverage.
Read MoreFraud Risks Florida Homeowners Face – and What to Watch For
There is more than one type of fraud. Here are some things you should look out for when it comes to fraud.
Read More6 Easy Florida Winter Home Fixes Than Can Prevent Costly Claims
Take time this winter to take care of some tasks to protect your home.
Read MoreShow All
What to Know Before You Buy Auto Insurance in 2026
Let's look at some things to consider when shopping for auto insurance.
Read MoreAvoid Identity Theft
Here are some tips to protect yourself from identity theft.
Read More10 Unique Holiday Safety Concerns for Florida Homeowners
Here are some tips to keep the holidays safe.
Read MoreVacant Home Insurance: What to Ask About
Homes become vacant for many reasons. Know what to discuss with your agent to find the best coverage for you.
Read MoreStart Here: Life Insurance Made Easy
Here's a guide that breaks down life insurance.
Read MoreFall Home Maintenance
It's time to tackle some of those fall home improvement projects.
Read MoreRoof Age vs. Roof Warranty
Many Florida homeowners are surprised to learn that when it comes to insurance, it’s roof age vs roof warranty that really matters.
Read MoreHome, Condo, & Renters Insurance: Belongings, Break-Ins, & Beyond
Home, condo, and renters insurance are essential safeguards for where you live.
Read MoreStore It, Don't Ignore It: Travel Trailer Tips for the Off-Season
Here are some tips for taking care of your travel trailer during the off-season.
Read MoreFlorida Flood Zones and Evacuation Zones Explained
Let's explore the difference between flood zones and evacuation zones.
Read MoreYour Home Got a Makeover, Now It’s Your Policy’s Turn
If you've done upgrades to your home, its value may have changed, and your policy could need an update.
Read MoreProtect Your Home While on Vacation
Tips to protect your home while you're away.
Read MoreFive Ways to Prepare Your Kids for Hurricanes
Here are some ways to prepare kids for hurricanes.
Read MoreLightning & Thunderstorm Safety
When Lightning Strikes: Florida Homeowners Edition.
Read MoreFlorida Homeowners: Don’t Fall for These Hurricane Safety Myths
Let's bust some common myths about hurricane safety.
Read MoreDebunking Common Insurance Myths: Are You Covered?
We're clearing up common insurance myths to help you be more informed.
Read MoreHow Often Should You Clean Your Gutters?
How often should you clean your gutters? Experts recommend cleaning them at least twice a year.
Read MoreCleaning Your Mobile Home Siding
Tips on cleaning the siding of your mobile home to keep it looking new and help it last longer.
Read MoreHow to Protect Your Home for Summer: A Guide for Snowbirds
Snowbird's checklist: how to prepare and protect your home for the summer months.
Read MoreRoutine Jewelry Appraisals are Important, Here's Why
It's important to get your jewelry appraised.
Read MoreField Adjuster vs. Desk Adjuster
What is the difference between a field adjuster and a desk adjuster?
Read MoreDeciphering Insurance Deductibles & What Every Homeowner Should Know
When it comes to home insurance, one of the most crucial components homeowners need to understand is the deductible.
Read MoreDoes Home Insurance Cover Theft?
How your home insurance theft coverage works.
Read MoreHome Plumbing Checklist: Helping to Prevent Leaks and Water Damage
Tips to prevent water leaks in your home.
Read MoreFire Safety Tips for Holiday Cooking
Fire safety tips while cooking this holiday season.
Read More6 Things You Should Never Store in Your Garage
Tips for what not to store in your garage.
Read MoreHow to Keep Mice Out of Your RV
Tips for keeping mice out of your camper.
Read More15 Tips for Test Driving a Car
15 Tips Before You Test Drive a New Car
Read MoreGenerator Safety Tips: Powering Through Hurricane Season
Follow these essential tips for safe generator use before, during, and after a storm.
Read MoreHow Long Does a Roof Last? (6 Warning Signs It May Be Time for a Replacement)
You may overlook your roof, but it's one of the most important structures of your home – and the most vulnerable. It protects you from the elements like rain, snow and sun, but it won’t last forever!
Read MoreHow to Perform an Annual Home Safety Audit
Each home is unique, but every household has basic safety requirements. An annual home safety audit can help you remember to check your home safety protocols to see if they are functional and effective.
Read MoreKeeping Your Pets Safe During a Storm
Help keep your pets safe during storm season.
Read MoreSwimming Pools and Home Insurance
Swimming Pools and Home Insurance
Read MoreHere’s What You Need to Know About Flood Insurance
Here’s What You Need to Know About Flood Insurance Have you ever considered purchasing flood insurance? It may not seem necessary if your home has never flooded or if you live in a low risk zone.
Read MoreFlorida Wildfires: Prevention and Safety
Between 2009 and March 2019, more than 28,000 wildfires burned on state land in Florida. It is estimated that nearly 85% of wildfires are started accidentally and could have easily been prevented.
Read More4 Hidden Home Fire Hazards and How to Mitigate Them
4 Hidden Home Fire Hazards and How to Mitigate Them.
Read MoreTop 10 Reasons You Need Cyber Insurance
Top 10 Reasons You Need Cyber Insurance
Read MoreDo you Own an E-Bike?
As you are enjoying being outside and riding your e bike, have you wondered if you need insurance on it? Even though most states regulate ebikes as bicycles and there are no insurance requirements , its good idea to do some research...
Read MoreWhat is Additional Living Expense, and does it apply to me?
Additional Living Expense (ALE) is included in most homeowners policies. Here’s what you need to know…
Read MoreThe Inside Look into Why Your Car Insurance May Go Up
If you opened your car insurance bill recently and noticed it’s higher than you expected, you’re likely experiencing the insurance rate increases being made by most insurance companies in late 2022 and into 2023.
Read MoreProtect yourself from carbon monoxide !
Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more.
Read MoreDamage from Lightning: How to Protect Your Home
Florida is the Sunshine State, but did you know it’s also the lightning capital of the US? Here are some myths, facts, and ways to keep yourself – and your home – safe. Each year there are nearly 3 million lightning...
Read MoreInsurance Audits Don’t Have to be Scary, Here’s Why
Oh no! It’s nearing the end of another year of commercial insurance, which means another premium audit needs to be completed. You start to panic. Do you have all the right documents? Will the process take a long time? Despite...
Read MoreLIFE INSURANCE FACTS
1 in 4 feel like they need more Life Insurance
Read MoreWhy You Need a Home Inventory and How to Make One
A home inventory is a crucial tool to prepare you and your family for storm season and other emergencies. By assessing what you have in your home, you can feel confident when it comes time to report what you’ve lost.
Read MoreFive Ways to Prepare Kids for Hurricanes
Hurricane season can be terrifying, especially for children. Children add a new challenge to hurricane planning and it can be quite difficult to comfort them in the event of a disaster. Here are five tips to help your kids feel more...
Read MoreFireworks safety for the Fourth
Did you know that over 200 people will go to the emergency room each day in the months surrounding the Fourth of July because of firework-related injuries? Follow these safety tips from the National Council on Fireworks Safety...
Read MoreWhat is Gap Insurance and How It Can Save You Big
What is Gap Insurance and How It Can Save You Big
Read MoreYou Just Got into a Car Accident. Now What?
The minutes right after a car accident are a blur. What just happened!? What am I supposed to do now?
Read MoreHow to choose the right life jacket
You can lower your risk of drowning by wearing a life jacket - but it can't be just any life jacket. To truly be effective, a life jacket needs to be the right type and fit correctly.You probably know you should wear a life jacket when...
Read MoreYour All-Natural Survival Guide to Seasonal Allergies
It's that time of year again. The weather is warming up, flowers and trees are beginning to bloom, and your time spent outdoors is increasing in the beautiful sunshine state of Florida.
Read MoreHow to Find a Plumbing Leak in your Home
A plumbing leak in your Florida home can cause many issues, from outrageous water bills to serious water damage costing thousands to correct.
Read More10 New Home Buying Tips
So you’re in the process of buying a new home, and you’re wondering what the deal is with home insurance. You need it, obviously, but how should you go about finding it? What type of coverage do you need?
Read More11 Fireplace Safety Tips For Your Home
Let’s start with a few wood-burning fireplace tips:Have your fireplace and chimney inspected by a professional on a yearly basis. Ash and creosote can build up in your chimney and if not cleaned properly could cause...
Read MoreHow Can A Policyholder Rescind an AOB Contract?
STEPS TO RESCIND An Assignment Of Benefits contract
Read MoreAssignment of Benefits (AOB) 101 – What You Need to Know To Stay Safe
Assignment of Benefits (AOB) 101 – What You Need to Know To Stay Safe
Read MoreIs Life Insurance Taxable? Here’s What You Need to Know
We get it: Life insurance can be complicated.It’s further complicated by the fact that everyone’s situation is different. So, it’s a good idea to contact your tax professional/financial consultant for specific advice...
Read MoreGenerator Safety Tips for Hurricane Season
Generator safety needs to be top of mind before, during, and after a storm to keep your house & family protected.
Read MoreInsurance terms, explained
Med Pay? PIP? Dec pages? Insurance terms, explainedWith all kinds of different coverages for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance...
Read MoreWhat Does Renters Insurance Cover? A Quick [Expert] Overview
What Does Renters Insurance Cover? A Quick [Expert] Overview
Read MoreCalculating Towing Capacity: 8 Critical Mistakes You Need to Avoid
Calculating Towing Capacity: 8 Critical Mistakes You Need to AvoidSafe towing starts before you hitch up and hit the road. The hitch itself, your vehicle and even how you load your cargo all play a big part in travelling safely...
Read MoreWhy today's homes burn faster
From building materials to furnishings, many of the things in your home likely aren't as flame-resistant as those from yesteryear.
Read MoreCaring for Aging Parents
For many people, one of the most difficult conversations to have involves talking with an aging parent about extended medical care. The shifting of roles can be challenging!
Read MoreHow to keep your trees healthy — and upright
How to keep your trees healthy — and uprightThey're trees. And as with so many things in life, proper maintenance is critical. Keeping your trees healthy will allow you to continue to enjoy them and their benefits - one of which...
Read MoreTaking Care of Pets During a Disaster
Make sure your hurricane disaster plan includes the family pet. In the event of a catastrophe, they are unlikely to survive on their own.
Read MoreSurprise You got Money!
Here’s a quick guide to checking to see if you have unclaimed money!
Read MoreHomeowners Insurance Declarations Page Guide
Think of this "Dec Page" as the “Cliffs Notes” for home insurance coverage.
Read MoreSpring Cleaning
To ensure you’re ready for the rest of the year , get started on Spring Cleaning
Read MoreFlorida Homebuyer’s Guide
Key factors that impact homeowners insurance premium in Florida
Read More11 Ways to Keep Your Identity Safe this Tax Season
11 Ways to Keep Your Identity Safe this Tax Season
Read MoreGo, Go, To Your Boat
Though many people love thinking about their boat, they hate thinking about insuring it.
Read MoreWhat is Umbrella Policy Protection?
What is Umbrella Policy Protection?
Read MoreHow is the Chip Shortage and Global Supply Chain Issues Affecting My Insurance?
How is the Chip Shortage and Global Supply Chain Issues Affecting My Insurance?
Read MoreWhat Determines Car Insurance Rates?
YOUR AUTO INSURANCE PREMIUM IS BASED ON MORE THAN YOUR DRIVING HISTORY.
Read MoreHow to Prevent Christmas Tree Fires for a Happy Holiday!
How to Prevent Christmas Tree Fires for a Happy Holiday! ...
Read MoreHoliday Crime Prevention Tips
For most of us, holiday shopping takes place in the mall, or even at local small businesses ,But for a felonious few, the parking lot is their shopping center of choice – and they’re happy to patronize unlocked vehicles for...
Read MorePreparation is Key to Road Trip Success
Preparation is Key to Road Trip Success by Jenean McLoskey ( Foremost Insurance) Long drives can be exactly that – long! So what can you do to make hours in a vehicle more comfortable and enjoyable? Here are some ideas to help...
Read MoreTeen Drivers
BUYING AUTO INSURANCE FOR TEEN DRIVERS Driving may be a rite of passage for teenagers, but for parents, having a teenage driver can be stressful and expensive. Your child will need auto insurance coverage as soon as they receive their...
Read MoreDog Liability - Is It Really Necessary?
Man’s best friend is always here for us. But what happens when one goes doggone wild? Dog bite claims account for more than a third of all homeowner’s insurance liability claims paid out. There are over 15,000 dog bite...
Read MoreWhat is Comprehensive and Collision Insurance?
What is Comprehensive and Collision Insurance? The Informative Answer You (Actually) Want When you hear someone use the term “comp and collision,” they are referring to two separate insurance coverages available
Read MoreKnow the Difference
If you own a home there is bound to be Wear and Tear. So what exactly is wear and tear? It is generally considered to be gradual damage that happens over time to a home as the home ages. Examples of Wear and Tear - AC unit clunking out...
Read MoreDon't Let a Pro Con You!
Picture it. A sunny Saturday morning. There’s a knock at the door just as you’re finishing breakfast. It’s a man from a local roofing company. He offers you a free roof inspection because a windstorm passed through...
Read MoreBe Aware of Distracted Driving
It’s easy to do. Your phone buzzes, you look down, and before you know it, you’re typing a response - while driving at 65 mph. taking the time to learn more about this issue could help our roads be safer. If you have found...
Read MoreBBQ & Grilling Safety Tips
Truth be told, it doesn’t take much of an excuse for us to host a barbecue, really – man has loved meat and fire almost since the beginning of time. But just because our desire to barbecue seems to be innate, that...
Read MoreFreeing Your Worries on The Water
What better way to spend the summer than on the water? With the increased number of watercraft sales in recent years, there is a growing need for insurance coverage. Don’t be left without the important coverages you need....
Read MoreHURRICANE PREPAREDNESS
Hurricane Season is Here! It's the official start of the 2021 Hurricane Season, we've already seen some storm activity in the Atlantic. This handy Hurricane Preparedness Guide and Hurricane Checklist will help ensure you are prepared.
Read MoreWhere it Rains, it Floods
We all need flood insurance because almost every building can be damaged by surface water.
Read More7 Things Nobody Tells You About Homeowners Insurance
7 Things Nobody Tells you About Homeowners Insurance Congrats! You’re a homeowner. Or, maybe you’re touring houses for sale and about to be a homeowner. Either way, welcome. Welcome to a stream of never-ending projects,...
Read MoreStay Engaged! Access Your Policy, Anytime and Anywhere
Enroll today in your insurance company portal to easily access your insurance information. Their secured sites allow you to .... *** Pay your bill *** Go paperless *** Print proof of insurance cards *** Report a claim *** Set up and...
Read MoreHelp Stop Insurance Fraud
Did You Know You Can Help Stop Insurance Fraud? Monique Miskimon-Aikens Corporate Communications Specialist Share: Contractors trolling neighborhoods looking for victims is rampant in Florida, and it’s highly likely...
Read MoreWatch Out for the Bait and Switch
What is Bait and Switch ?? According to the dictionary, " bait and switch is the action (generally illegal) of advertising goods which are an apparent bargain, with the intention of substituting inferior or more expensive goods or...
Read MoreInsurance Claim: What It Is, How to Start, and What Happens Next
As I backed out, I heard a crunch behind me. Sure enough, I hit a parked car.I had a lot on my mind and apparently, what I could see in my rearview mirror wasn’t one of them.Fortunately, nobody was in the car and it was minimal damage....
Read More5 Simple Tips for an Awesome Family Road Trip
5 Simple Tips for an Awesome Family Road Trip Whether you and your family are driving to the zoo, the lake or visiting relatives, you are part of the American tradition of the road trip. Part of the appeal of a road trip is all the...
Read MoreGot a New Roof? - What to do now
Did you know a new roof is of vital importance for securing a homeowners policy? If you have a new roof on your home, make sure to call your insurance agency and provide the information they need to update your policy! You can also...
Read MoreConfidence in Your Commercial Insurance
8 Steps to be Confident in Your Commercial Insurance You work hard to grow your small business but it doesn’t feel small to you. To you, it’s your livelihood and your legacy. We get it. We know you work hard to build it,...
Read MoreBe Confident in Your Commercial Insurance
8 Steps to be Confident in Your Commercial Insurance You work hard to grow your small business but it doesn’t feel small to you. To you, it’s your livelihood and your legacy. We get it. We know you work hard to build it,...
Read MoreMerry Christmas!
The family at Mitchell Insurance Agency wishes you and yours a blessed and peaceful Christmas! During this season, we want to send our gratitude and most sincere wishes for each and every person during this most wonderful time of the year!
Read MoreChristmas Tree Safety
How to Prevent Christmas Tree Fires for a Happy Holiday It makes sense that a dry, or even artificial, Christmas tree decorated with lights that produce heat is a fire hazard. But, did you know Christmas tree fires burn so quickly...
Read MoreWhat Happens When Someone Borrows My Car?
Many times we loan our vehicles to family and friends! Here in central Florida, everyone needs transportation to the beach! But have you ever called your insurance agent to ask about how your insurance coverage applies when you loan...
Read MoreWhat Happens When a Homeowner's Policy Renews
Welcome to the Sunshine State! This greeting is said many times in our wonderful state of Florida. Sunshine, beaches, lakes and wildlife are so many of the perks of our fine state. But did you know that property insurance in the State...
Read More5 Common Car Seat Installation Mistakes
5 Common Car Seat Installation Mistakes to Avoid As an expectant parent, you’re likely a delightful mix of unbridled joy and complete exhaustion. We get it. Your baby's car seat is just one of the many brightly patterned puzzles...
Read MoreWant a Safer Home?
Want a Safer Home? Consider these Inexpensive Fixes Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple...
Read MoreYou Just got into a Car Accident?
You Just Got into a Car Accident. Now What? The minutes right after a car accident are a blur. What just happened!? What am I supposed to do now? Well, first, take a deep breath then: 1. Move to a safe location If you are able to move...
Read MoreAre You Shopping Properly ?
We have all heard the saying “You get what you pay for”. Well, this statement can be applied to all of uswhen it comes to purchasing insurance. Whether its home, auto, business, or life insurance, every oneof us has...
Read MoreCyber Liability - What is a Business Owner to do?
Thinking about cyber crime and how it affects your business is not what a business owner likes to ponder! These are frightening times with the cyber crime rampant and computers, with our most important information, being hacked and...
Read MoreWhat is an Independent Agent
What is an Independent Insurance Agent? Everything You Need to Know You need insurance. We all do. In some cases it's required by law, in others it's required by the unwritten code of being a responsible adult that owns things. So,...
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