What is Bait and Switch ??
According to the dictionary, " bait and switch is the action (generally illegal) of advertising goods which are an apparent bargain, with the intention of substituting inferior or more expensive goods or services. "
When seeking new insurance coverages or looking to shop your current policies, our agency encourages our insureds to be careful relying on flyers or postcards that show up in your mailbox or email. Most often, the rates and/or coverages "promised" are based on old rating factors or based on policies with limited or restricted coverages.
Make sure to call your agent or your support staff if you have questions about these advertisements. Your independent agent is a great resource to let you know if an offer is really "too good to be true".